Essential Information

What you need to know about The Buying Process:  There are a number of considerations when purchasing property and it is very important to understand the buying process as well as be aware of the 'other' costs involved.

Pinnacle Home Buying Agents have summarized the process and listed each one in its priority of action. Access to this information will empower your process of purchasing a property and help you organize your finances.

Pinnacle Buying Agents is a specialized property buying service offered to home buyers and international investors interested in residential property. 

We work exclusively for you, the buyer, and only show you properties that meet your criteria and requirements. Our service exists to ease the process of home buyers as we understand the importance of acquiring the 'right' home at the right price in the right location within the right time frame.

We are retained for a fee by you, the buyer, to begin the search and book the viewings.  Upon completion of the sale, we take a fee based on the completed value of purchase minus the retainer fee.

Contact us for additional information.

Why Pinnacle Home Buying Agents?:  

As property finders, we have a good relationship with estate agents around London as well as developers.  We have knowledge of properties before they come on the market as our property network knows that we source property on behalf of ready and willing buyers.

We understand the trials and tribulations a buyer can experience while searching for a property in the UK and we offer our services to ease them through the process.

We inform you of current market conditions, rental yields on properties you are considering, as well as provide you with Land Registry data on what properties are and have been selling at in your desired location.  This information is key when making your offer.

We save you time and money.  There are over 20 estate agents in any given area. 
We view properties on your behalf.  We negotiate on your behalf.

Determine your budget:    We advise all potential buyers to  first determine how much money they have available for a down payment and then consult with financial advisors and mortgage lenders to determine the maximum loan available to you.  This will provide you with the total funding available to you to decide on a budget.
  
What is your total cost of purchase?:  Your cost of purchase will include the mortgage brokerage fees,cost of financing, conveyancers fees (which include Land Registry Fees & Local Authority Search Fees), bank transfer fees, stamp duty , Pinnacle Home Buying Agents' fees, moving costs, and if necessary extensive HiP documentation and extensive surveyor fees.

Essential Information for Overseas Investors

Can I purchase residential property in the UK?  Yes you can.

Can I apply for a mortgage in the UK?  Yes you can.  We can put you in touch with our team of Mortgage Advisors and Independent Financial Advisors for further information.

What documents do I require?  To start with - the basics.  Proof of ID, Proof of Address, Proof of Income and atleast a 3 month current Bank Statements.  The additional documents will be advised by the Mortgage Advisors or the Lenders.